Environmental values
Environmental values

Carbon footprint, ECOPROFIT, and eco-friendly transport:

Environmental measures at our offices

Sustainability is not only a feature of DZ BANK’s core business. We also try to minimize our impact on the environment at our offices.

Continuous improvement in environmental performance

DZ BANK aims to reduce the environmental impact of its own business activities as far as possible. DZ BANK's environmental experts consistently utilize all available opportunities, thus helping to reduce environmental impact and cut costs.

Based on environmental policy objectives, we determine meaningful key figures and thus continuously monitor environmental impact. The overarching goals of our corporate environmental protection include optimizing resource consumption, increasing the use of renewable energies and, in connection with this, reducing direct and indirect CO2 emissions. All key figures reported below relate to DZ BANK in Germany and include all locations in Germany.

Energy Consumption of DZ BANK

Kilowatt hours
2022 2021 2020
Electricity 28,777,735 29,957,824 33,093,498
Of which green electricity
27,666,514 28,948,995
32,227,890
Energy consumption per FTE
5,913
6,246
6,906
District heating
17,778,596
24,984,586
18,015,789
Consumption of district heating per FTE
3,653
5,209
3,760
Fuel consumption (company car) 6,888,736
7,164,893
6,254,942
of which gasoline
544,199
401,245
231,394
 of which diesel
6,344,537
6,763,648
6,023,548

Greenhouse Gas Emissions of DZ BANK

Tonnes (t) of CO2 equivalents *
2022 2021 2020
Scope 1
2,067 2,236
2,543
Scope 1 per FTE
0.425
0.466
0.531
Scope 2
2,262
2,935
2,075
Scope 2 per FTE
0.465
0.612
0.433
Scope 3
5,510
4,056
4,376
Scope 3 per FTE
1.132
0.846
0.913
Scope 1 – 3
9,839
9,226
8,993
Per FTE
2.021
1.924
1.877

*Since 2021 incl. events and postal shipping

DZ BANK's greenhouse gas emissions are part of DZ BANK Group's greenhouse gas balance sheet (see Climate Strategy).

Business Travel

  2022 2021
2020
Total business travel (1000km)
18,564 14,063 14,194
Individual business travel (1000km per FTE)
3.8 2.9 3.0
Of which by train %
28 15 23
Of which by air %
11 2 9
Of which by private car %
4 5 3
Of which by company car %
56 75 62
Of which by rental car %
1 3 3

Use of Public Transportation

  2022 2021 2020***
Total no. of employees, Germany*
5,331 5,265** 5,219
Of which commuting by public transportation (%)
39.9 40.9
63.0
As travel subsidy recipients (%)
6.8 6.4 10.9
As users of a local job ticket (%)
32.6 33.7 51.2
As users of a DB job ticket (%)
0.4 0.9 0.9

* Including trainees; annual average figures per capita
** Key figure has been corrected retrospectively
*** Key figure has been corrected retrospectively as the original calculation was made collectively for employees in Germany and outside Germany

Paper Consumption

Tonnes (t) 2022 2021 2020
100% recycled paper
22.1 20.3
33.4
Chlorin-free paper
41.2
48.3
67.0
Chlorin-bleached paper
0.1
1.3
0.03
Total 63.4
69.9
100.4
Per FTE
0.013
0.015
0.021

Volume of Waste by Type

Tonnes (t) 2022 2021 2020
Total paper
355.541 375.376 467.130
Per FTE
0.073 0.078 0.097
Total electrical/toner/lighting
10.541 8.541 3.390
Per FTE
0.002 0.002 0.001
Total mixed packaging
79.578 80.314 73.825
Per FTE
0.016 0.017 0.015
Total non-recyclable
190.386
173.533
180.473
Per FTE
0.039
0.036
0.038
Total commercial waste
227.630
242.730
186.095
Per FTE
0.047
0.051
0.039
Total kitchen waste
45.060
28.083
34.471
Per FTE
0.009
0.006
0.007
Total waste
908.736
908.577
945.384
Per FTE
0.187
0.189
0.197

Volume of Waste by Method of Disposal

Tonnes (t) 2022 2021 2020
Landfill
0 0.60 35.33
Incineration 212.44
235.19
180.72
Recovery
696.30 672.59
728.24
Other (specialist)
0
0.20
1.09
Total
908.74
908.58
945.38

Water Consumption

Megaliters
2022 2021
2020
Total
70.182
73.604
78.621
Per FTE
0.014
0.015
0.016

Reducing CO2 emissions

Sustainability in their own operations is of great importance to all subsidiaries of DZ BANK Group. DZ BANK Group has been working together for many years in the Competence Center Environment (KCU) to reduce their ecological footprint. With 2009 as our baseline year DZ BANK Group, which accounts for a total of around 34,000 employees, has already reduced its CO2 emissions in business operations by almost 50 percent.

You can find out more about our climate strategy here.

DZ BANK is an ECOPROFIT member company

DZ BANK is a member of the ECOPROFIT Club of the cities of Frankfurt RhineMain  and Düsseldorf. The two main branches have been certified as "ECOPROFIT operations" for many years. ECOPROFIT stands for "Ecological Project for Integrated Environmental Technology". The nationwide project aims to systematically promote environmental management in companies and municipal facilities. In addition to ecological and economic goals, ÖKOPROFIT also focuses on social components. These include, for example, making employees aware of and motivating them to protect the environment within the company.

The "Pavillon Cityhaus II" building, which opened in 2016, was certified according to the DGNB Gold Standard.

Environmentally friendly travel

Mobility is important for our activities. As a central bank, we support the business of the independent cooperative banks, including through on-site visits. Face-to-face interaction with our customers and stakeholders is important even in the age of digitalization and virtual meetings. DZ BANK's goal is to further reduce CO2 emissions from travel. When traveling on business, public transport is to be used as a preferred means of transport. In 2018, the entry into electromobility was launched, the upgrading of locations with charging stations and the conversion of the vehicle fleet to electric and hybrid vehicles was driven forward. DZ BANK's company car policy stipulates the use of environmentally friendly vehicles in line with the latest technology.

In addition, DZ BANK supports its employees in making greater use of public transport on their way to work by providing travel allowances. The monthly travel subsidy can be used by employees for the Deutschland-Ticket or any other public transport ticket. Since September 2020, DZ BANK has also been offering its employees the option of converting salary components into the lease of a bicycle with "DZ Rad". Since 2022, employees at the Frankfurt site have also had access to free electric rental bicycles, which can be used for business trips in the city centre as well as for private purposes.