Fast and efficient: the new payment system for your e-commerce
giropay-Akzeptanz is an online payment system that provides you with a direct payment guarantee through its direct link to the electronic banking systems of the participating banks, for example cooperative banks, savings banks and Postbank. This accelerates the processing of your transactions, enhances security and reduces the work load involved in managing your incoming payments.

Convenient for you, convenient for your customers
giropay provides a convenient link between online trading and electronic banking. With it you can offer 17 million electronic banking users at the participating banks a convenient and secure payment option for their online orders.

Your advantages

  • Accelerate your business processes thanks to an immediate payment guarantee.
  • An amount of up to EUR 10,000 per giropay payment is guaranteed.
  • Rapid and clear allocation of payments thanks to pre-completed reason-for-payment template in the online remittance form.
  • Typing errors and transaction-aborts avoided on the customer side.
  • Enhanced customer loyalty thanks to a trustworthy payment system.

Giropay’s high level of automation saves you the time-consuming reconciliation of order and payment procedures. You can complete your business transaction very rapidly be it as a download service or a merchandise shipment.

How giropay works

  • By entering the bank sorting code on their shop payments page the customers of the participating banks access your online banking page via a secure connection.
  • After your customers have logged into their account a pre-completed, non-modifiable online-remittance is displayed showing their account relationship, a pre-completed reason-for-payment template and the amount of the purchase.
  • Your customers execute the payment procedure rapidly and conveniently by authorisation, as for other remittances.
  • Immediately the payment procedure has been completed, the payment is confirmed and guaranteed online.

Optional services
Benefit from the attractive service offering from the cooperative banks: with VR-Pay virtuell you have a giropay-capable payment-service provider that stands out for its high level of user-friendliness.

VR-Pay virtuell works like a real cash desk in your business premises:

  • A special access code guarantees you secure inspection of your payment transactions.
  • At all times you can review at a glance the status of giropay and credit card payments as well as internet transactions.