Electronic Banking Internet Communication Standard

The Electronic Banking Internet Communication Standard (EBICS) is a defined data transmission protocol for user to bank communication, developed by the German Banking Industry Committee. With EBICS, corporate clients have the possibility to conduct their electronic banking transactions flexibly, securely and effectively over the internet. All user can directly transmit large data volumes to their banks (e.g. payment files) and fetch account statements automatically according to their settings.

Due an agreement within the German Banking Business, most of the German banks support and offer EBICS, so that the technical condition for EBICS are identical. Since the electronic data formats for the transmission/ transfer of payment orders and account information have also beenstandardized, corporate customers/ clients only need a multi-banking capable software to manage all their EBICS capable accounts.

The DZ BANK AG offers the multi-banking capable software: GENO cash.

EBICS Security Recommendations for Corporate Clients

Please note the security recommendations for corporate clients provided by the German Banking Industry when using EBICS (please see download below: EBICS-Sicherheits-empfehlungen).


Conditions for the Data Transmission

For the use of EBICS, the conditions valid for the data transmission apply (please see downloads below: Bedingungen und Sonderbedingungen).


EBICS-Application Form

The EBICS-Application Form (EBICS-Antragsformular) is available under the topic Downloads on this page.
Please send all completed EBICS forms via post to the following address:
DZ BANK AG: D/PAYM, Ludwig-Erhard-Allee 20, 40227 Düsseldorf.

If you have any questions regarding this form, please do not hesitate to contact our Electronic Banking Hotline.


EBICS-Access Parameter of the DZ BANK

Clients-ID: given by the DZ BANK
User-ID: given by the DZ BANK
URL: https://www.genogate.de/servlets/CS


EBICS Access Parameter of the DZ BANK (West)

Clients-ID: given by the DZ BANK
User-ID: given by the DZ BANK
URL: https://ebics.multivia-suite.de/ebicsweb/ebicsweb


Public Keys of the DZ BANK

Encryption (E001):
74 0C AF A6 AF F5 A6 C9 BF 57
39 F3 4B E2 33 EE E3 A0 FA 3F

Authentication (X001):
AB 97 A5 51 C1 2A 0A 77 CA 40
0F 4A CE D2 D6 BD 48 E1 2D 8C

Encryption (E002):
CC 1F 7C F1 1A 4D C7 2A
76 33 FC 54 6A 5A A5 91
E7 D4 A5 D5 C2 7F 46 8C
27 B6 EE A6 00 1B CF 1A

Authentication (X002):
73 40 76 DE ED A5 2E 6D
41 5A 4F E9 39 B0 AB 1E
84 16 B6 34 EB 5C 82 42
5B 19 04 75 CD A7 C6 3B


Public Keys of the DZ BANK (West)

Encryption (E001):
43 C9 E0 6F F9 6C 46 C2 2E 2C
BC B0 E4 AD 2B C1 92 30 5E 9B

Authentication (X001):
89 DF B0 D2 81 52 F6 45 21 76
E8 69 4B F4 96 FA 73 45 3D F6

Encryption (E002):
C0 10 1D E1 3D A3 22 C9
52 A1 42 37 D8 C5 7C EB
98 5D DA DF 78 1D E0 BC
C6 1D 53 57 B7 8B 3C A9

Authentication (X002):
0C 7A FD 8E 27 00 80 0A
47 27 E8 13 4C 4C 6E 56
09 91 A5 4F D8 45 C9 5F
05 80 76 81 59 61 44 C3


EBICS-Test system

Our EBICS-Test system is available for tests.