DZ BANK’s responsibilities and functions
DZ BANK is the local cooperative banks central institution. Its mandate is to support the business of the many independent cooperative banks and to strengthen their competitive position. The interplay between decentralised responsibility for customers and centralised responsibility for products has very much proved its worth here.
Not least, DZ BANK fulfils the holding function for the DZ BANK Group’s specialised service providers in the cooperative sector and coordinates the specialised institutions within the group.
DZ BANK’s shareholders
DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main, belongs to those who work with it directly – Germany’s about 850 local cooperative banks, which are affiliated with it.
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Cooperative financial network
We prove this day-in day-out in the cooperative financial network. As a central institution and one of the biggest financial services groups in Germany we play a central role: namely to provide – in close collaboration with the cooperative banks – 30 million customers with individual, innovative and inexpensive products and services. We fulfil this task in three ways: as a central institution, as a commercial bank and as a financial services holding company.
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The DZ BANK Group’s products and services
DZ BANK also fulfils a holding function for the DZ BANK Group’s specialised service providers from the cooperative sector and coordinates the specialised institutions within the group. The companies of the DZ BANK Group with their strong brands constitute key pillars in the range of financial products and services offered by the cooperative financial network. Thanks to their mutual cooperation they are able to find the most efficient solution for every challenge.
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In addition, as a commercial bank DZ BANK serves companies and institutions that need a banking partner that operates at the national level. It offers the full range of products and services of an international oriented financial institution with a special focus on Europe.
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The philosophy of “Partnership"
Partnership is part of DZ BANK’s identity. The bank is rooted in the cooperative idea and over many decades has proven itself to be the motor driving the success of the entire sector and of its customers. Achieving more together – this is the quintessence of long experience and is a firm cornerstone in everything DZ BANK does.
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