PRESS RELEASES 2009

Q4

DZ BANK successfully completes capital increase

DZ BANK AG has successfully placed its EUR 400m capital increase within the Cooperative Financial Services Network. The new shares were offered at an issue price of EUR 7.90 and at a 1-for-23 subscription ratio.

Q3

DZ BANK Group: Successful performance in the first half-year 2009

In a challenging economic environment, the DZ BANK Group achieved earnings before taxes of EUR 643m for the first six months of fiscal 2009. This represents an increase of around 30 per cent on the previous year.

Q2

Thomas Duhnkrack to leave DZ BANK AG’s Board of Managing Directors

Duhnkrack was responsible for SMEs, major customers and structured finance as well as for the bank’s foreign branches. He also coordinated the DZ BANK Group’s international activities.

DZ BANK AG: Business gets off to a good start in the first quarter of 2009

Programme 2011: Further development of business activities as a Central Institution focused on the Cooperative Financial Services Network – Start of market initiative

DZ BANK AG adds to management team

Hans-Theo Macke and Thomas Ullrich were appointed as Members of the Board of Managing Directors. Macke will join the Board of Managing Directors by 1 September 2009, Ullrich will join by 1 October 2009.

Cornelius Riese named as new Head of the Central Services Division

Riese will be responsible for the further development of the strategy of the DZ BANK Group, for the management of its holdings in Germany and abroad and for the general secretariat of the bank.

DZ BANK SME Survey Spring 2009: economic crisis has firm hold on SMEs

Situation of the companies has deteriorated rapidly / Majority not expecting economic stimulus package to have an impact on business development / General confidence in financial sector has suffered

DZ BANK and WGZ BANK decide not to pursue their merger talks further for the time being

DZ BANK and WGZ BANK have agreed not to pursue their merger talks further for the time being. The main reason for the decision is the continued difficult situation in the international financial markets.

Q1

DZ BANK Group 2008 preliminary annual results

A good operating performance in an extremely difficult market environment / Financial markets crisis has imposed great burdens / A solid operational start to fiscal 2009

DZ BANK AG: Operating business gets off to a good start in GY 2009

Cooperative financial services network strengthens capital under its own steam / Plans to place EUR 500 million of tier 1 capital within the cooperative financial services

Survey: Sentiment among private investors deteriorates dramatically

Greater importance than ever attached to the safety of investments / Only one quarter of investors intends to spend all of the tax saving from the economic stimulus package on consumer goods

Wolfgang Kirsch the new Chairman of the Steering Committee of the Unico Banking Group

Since January, Wolfgang Kirsch has been Chairman of the Steering Committee of the Unico Banking Group - a position that he will hold for the next two years. Kirsch succeeds Bert Heemskerk (CEO of Rabobank).

DZ BANK: as a result of the escalation of the crisis in the financial markets in the fourth quarter of last year, the DZ Group reported a negative result after tax of a good EUR 1 billion for fiscal year 2008

Against this background, at the beginning of the week the shareholders of DZ BANK declared that they were willing to increase the bank’s capital.