KEY DATA AND RESULTS

DZ BANK Group

You can find additional information on key figures of the DZ BANK Group within our Investors Presentation.

Financial performance

in EUR m
20182017
                              
                         
Net interest income
2,7992,941
Net fee and commission income
1,9551,864
Gains and losses on trading activities
285506
Gains and losses on investments
15010
Other gains and losses on valuation of financial instruments
-120289
Net income from insurance business
490907
Loss allowances-21-786
Administrative expenses
-4,059-3,959
Other net operating income
-10938
Profit before taxes
1,3701,810
Income taxes-452-712
Net profit
9181,098
   
 20182017
Cost-Income-Ratio
74.5%60.4%

Performance by group company

in EUR m
2018
2017
                             
                            
DZ BANK AG
522752
BSH
295334
DVB
-130
-774
DZ HYP232637
DZ PRIVATBANK
-15120
R+V
413
795
TeamBank
145148
UMH
502610
VR Smart Finanz
1-17
Other/consolidation-459-695
Total profit or loss before tax
1,3701,810
   

Capital

 31 Dec. 2018 31 Dec. 2017
Core Tier 1 capital ratio (fully loaded)13.7%13.7%
Leverage ratio (fully loaded)4.3%4.4%
   
 2019 
SREP ratio (MDA trigger)9.75%