DZ BANK offers the cooperative banks several products and services for their retail banking business.


DZ PRIVATBANK is the cooperative financial network’s local cooperative banks’expert partner for specialised financial services with both a national and international orientation. Founded in Luxembourg in 1977, DZ PRIVATBANK has a track record of continuous success in the mutually complementary business segments Private Banking, Credit, Treasury/Brokerage and fund services. The bank is responsible for all the private banking business activities of DZ BANK and WGZ BANK and is run as a joint subsidiary of the cooperative financial network. Its offices in Germany, Luxembourg, Singapore and Zurich create a unique combination of local presence and international expertise under a single roof. 

With its easyCredit product, TeamBank AG Nürnberg is the consumer finance specialist within the cooperative financial network.

The Union Investment Group is the competence centre for investment funds within the cooperative financial network. For more than 50 years Union Investment has been developing investment solutions for private and institutional investors and today is one of the biggest fund providers in Germany. Union Investment is represented on the international financial markets with subsidiaries and branches as well as through strategic joint ventures with institutional partners.