US PATRIOT ACT

Pursuant to the USA PATRIOT Act and final rules issued by the U.S. Department of the Treasury, a U.S. bank or a U.S. broker-dealer in securities (a "Covered Financial Institution") is required to obtain certain information from any "Foreign Bank" that maintains a correspondent account with it.

As permitted by the final rules, DZ BANK AG has prepared a Global Certification/Recertification for use by any financial institution that believes it requires a Patriot Act Certification/Recertification from DZ BANK AG or one of its branches or listed subsidiaries. Please use this Certification/Recertification instead of asking DZ BANK AG or one of its branches or listed subsidiaries to complete a separate Certification/Recertification form.

Please click here for the DZ BANK AG Global Certification regarding Correspondent Accounts for DZ BANK AG accounts or those of DZ BANK AG branches and the listed subsidiaries.

We have also provided a list of all DZ BANK AG Branches and selected subsidiaries covered by the certification.

If you can not find the subsidiary you do business with in the attached list, please contact the subsidiary directly.

For further information please contact Mr. Frank Blum, Compliance Office DZ Bank's Head Office in Frankfurt am Main, Germany.